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The next two chapters describe what you need to know about bonds, including how they work, how you can invest in them, and what their risks are. Following that, the book shows you various strategies for investing in the safest types of bonds. To increase your potential returns, I recommend including some less-conservative income strategies in your portfolio: high-yield bond mutual funds, preferred stocks, and stock market strategies (high-dividend exchange-traded funds and covered call writing). Such strategies are the subject of Chapters 7, 9, 10, 11, and 12. The final chapter shows you how much of your capital to allocate to the different strategies described in the book. There is no single correct answer—the best investment program for you depends on how much income you need, how long you expect to need it, and how much risk you are willing to accept. Chapter 13 presents some choices for your consideration. Ultimately, the goal of this book is to show you how to invest safely for attractive returns that could potentially sustain you for years to come.