Register your product to gain access to bonus material or receive a coupon.
Richard Templar’s real-world “rules” for making money, keeping it, investing it, enjoying it -- now updated and expanded for today’s world!
Money: some people just seem to know how to get it -- and keep it! What's their secret? What do they know that the rest of us don’t? They know the "rules of money": the "golden behaviors" that create wealth and make it grow. Anyone can learn the rules of money. You could learn them by spending years watching rich people up close... or you can learn them all right now, with Richard Templar’s The Rules of Money, Expanded Edition. Templar -- author of The Rules of Life and many other best-sellers -- has brought together 107 easy wealth-generation techniques you can start using instantly! Now updated and expanded with 9 brand new rules, Templar's rules address everything you need to know about money: how to think wealthy, get wealthy, get even wealthier, stay wealthy, and share your wealth. You'll find great up-to-the-minute advice on saving, spending, and investing, and enjoying your money, too. You'll discover why your money beliefs might be holding you back; how to see wealth as a friend, not the enemy; how to make money without compromising your ethics; avoid envy; make a plan; get your current finances under control; master deal-making and negotiation; discover opportunities nobody else sees, and much more. Templar's bite-size advice isn't just fun to read -- it's easy to use, too!
Download the sample pages (includes Rules 1-5)
Acknowledgments x
Introduction xi
Part I Thinking Wealthy 2
1 Anybody Can Be Wealthy[md]You Just Need to Apply Yourself 4
2 Decide on Your Definition of Wealth 6
3 Set Your Objectives 8
4 Keep It Under Your Hat 10
5 Most People Are Too Lazy to Be Wealthy 12
6 Get a Reality Check 14
7 Understand Your Money Beliefs and Where They Come From 16
8 Understand That Wealth Is a Consequence, Not a Reward 18
9 Decide What You Want Money For 20
10 Understand That Money Begets Money 22
11 Calculate the Net Return 24
12 If You See Money as the Solution, You’ll Find It Becomes the Problem 26
13 You Can Make Lots of Money, You Can Enjoy Your Job, and You Can Sleep Nights 28
14 Don’t Make Money by Being Bad 30
15 Money and Happiness[md]Understand Their Relationship 32
16 Know the Difference Between Price and Value 34
17 Know How the Wealthy Think 36
18 Don’t Envy What Others Have 38
19 It’s Harder to Manage Yourself Than It Is to Manage Your Money 40
Part II Getting Wealthy 42
20 You’ve Got to Know Where You Are Before You Start 44
21 You’ve Got to Have a Plan 46
22 Get Your Finances Under Control 48
23 Insurance Pays Someone, and Odds Are It’s Not You 50
24 Only by Looking Wealthy Can You Become Wealthy 52
25 Speculate to Accumulate (No, This Isn’t Gambling) 54
26 Decide Your Attitude to Risk 56
27 Think Through the Alternatives to Taking a Risk 58
28 If You Don’t Trust Someone, Don’t Do Business with Them 60
29 It’s Never Too Late to Start Getting Wealthy 62
30 Start Saving Young (or Teach Your Kids This One If It’s Too Late for You) 64
31 Understand That Your Financial Needs Change at Different Stages of Your Life 66
32 You Have to Work Hard to Get Rich Enough Not to Have to Work Hard 68
33 Learn the Art of Deal Making 70
34 Learn the Art of Negotiating 72
35 Small Economies Won’t Make You Wealthy but They Will Make You Miserable 74
36 Real Wealth Comes from Deals Not Fees 76
37 Understand That Working for Others Won’t Necessarily Make You Rich[md]but It Might 78
38 Don’t Waste Time Procrastinating[md]Make Money Decisions Quickly 80
39 Work as If You Didn’t Need the Money 82
40 Spend Less Than You Earn 84
41 Don’t Borrow Money[md]Unless You Really, Really Have To 86
42 Consider Consolidating Debts 88
43 Cultivate a Skill and It’ll Repay You Over and Over Again 90
44 Pay Off Your Loans and Debts as a Priority 92
45 Don’t Be Too Busy Earning a Living to Make Some Money 94
46 Save in Big Chunks[md]or Should You? 96
47 Don’t Rent; Buy 98
48 Understand What Investing Really Means 100
49 Build a Bit of Capital, Then Invest It Wisely 102
50 Understand That Property, in the Long Run, Will Not Outpace Shares 104
51 Master the Art of Selling 106
52 See Yourself as Others Do 108
53 Don’t Believe You Can Always Win 110
54 Don’t Pick Stocks Yourself If You Don’t Know What You’re Doing 112
55 Understand How the Stock Market Really Works 114
56 Only Buy Shares (or Anything) You Can Understand 116
57 Use Your Head 118
58 By All Means, Use the Investment Professionals (but Don’t Be Used by Them) 120
59 If You Are Going to Get Financial Advice, Pay for It 122
60 Don’t Fiddle 124
61 Think Long Term 126
62 Have a Set Time of Day to Work on Your Wealth Strategy 128
63 Pay Attention to Detail 130
64 Create New Income Streams 132
65 Learn to Play “What If?” 134
66 Control Spending Impulses 136
67 Don’t Answer Ads That Promise Get-Rich-Quick Schemes[md]It Won’t Be You Who Gets Rich Quick 138
68 There Are No Secrets 140
69 Don’t Just Read This[md]Do Something 142
Part III Get Even Wealthier 144
70 Carry Out a Finance Health Check Regularly 146
71 Get Some Money Mentors 148
72 Play Your Hunches 150
73 Don’t Sit Back 152
74 Get Someone to Do the Stuff You Can’t 154
75 Know Yourself[md]Solo, Duo, or Team Player 156
76 Look for the Hidden Asset/Opportunity 158
77 Don’t Try to Get Rich Too Quickly 160
78 Always Ask What’s In It for Them 162
79 Make Your Money Work for You 164
80 Know When to Let Go of Investments 166
81 Know Your Own Style 168
82 Know Why You Should Be Able to Read a Balance Sheet[md]and How 170
83 Be One Step Ahead of Your Tax Collector 172
84 Learn How to Make Your Assets Work for You 174
85 Don’t Ever Believe You’re Only Worth What You Are Being Paid 176
86 Don’t Follow the Same Route as Everyone Else 178
Part IV Staying Wealthy 180
87 Shop for Quality 182
88 Check the Small Print 184
89 Don’t Spend It Before You’ve Got It 186
90 Put Something Aside for Your Old Age[md]No, More Than That! 188
91 Put Something Aside for Emergencies/Rainy Days[md]the Contingency Fund 190
92 You Paid What for It? How to Shop Around 192
93 Never Borrow Money from Friends or Family (but You Can Allow Them to Invest) 194
94 Don’t Surrender Equity 196
95 Know When to Stop 198
Part V Sharing Your Wealth 200
96 Use Your Wealth Wisely 202
97 Never Lend Money to Friends or Family Unless You Are Prepared to Write It Off 204
98 Don’t Lend, Take Equities 206
99 You Really, Really Can’t Take It with You 208
100 Know When/How to Say No[md]and Yes 210
101 Find Ways to Give People Money Without Them Feeling They Are in Your Debt 212
102 Don’t Over-Protect Your Children from the Valuable Experience of Poverty 214
103 Know How to Choose Charities/Good Causes 216
104 Spend Your Own Money Because No One Will Spend It as Wisely as You 218
105 Take Responsibility Before You Take Advice 220
106 Once You’ve Got It, Don’t Flaunt It 222
107 What’s Next? Pacts with the Devil? 224