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Easy Money: How to Simplify Your Finances and Get What You Want out of Life

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Easy Money: How to Simplify Your Finances and Get What You Want out of Life

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About

Features

Organize and simplify personal finances and money management to achieve both greater security and more free time. 

  • A complete plan for consolidating, automating, and delegating complicated financial tasks, making fewer mistakes, and gaining greater security!
  • Discover how to use technology to simplify financial life and avoid technologies that only make it more complicated!
  • By renowned financial journalist Liz Pulliam Weston (MSNBC, L.A. Times, NBC Early Today).
  • Description

    • Copyright 2008
    • Dimensions: 6" x 9"
    • Pages: 224
    • Edition: 1st
    • Book
    • ISBN-10: 0-13-238383-7
    • ISBN-13: 978-0-13-238383-7

    Pulliam Weston (Your Credit Score), columnist for MSN Money and author of the nationally syndicated column "Money Talk," provides a practical, easy-to-understand guide to taking control of personal finances and establishing financial security. Like most financial advice books, this collection covers the basics, such as creating a financial toolkit, investing, planning for retirement and saving for college. While Pulliam Weston provides insights into these areas-especially for those without a financial background-she also charts new territory with her "60 Percent Solution" and "50/30/20 Plan," both aimed at spending control, as well as getting the most out of your credit cards and what to do if you've overspent on a car purchase. An advocate of online banking, Pulliam Weston maps out the right way to pay bills and advocates account aggregation and consolidation. She also provides a useful resource guide for finding a financial planner, a tax professional and an estate planning attorney. Checklists are included in each chapter, as well as helpful charts and tables that aid in getting and staying organized. This book will be a valuable guide on the path to financial control and security.

                                                    --Publishers Weekly

    “If you want to simplify your life and make solid decisions—fast—this book is your answer. It’s one more reason Liz remains one of America’s most trusted financial columnists. Quick, easy, and empowering!”

    —Jennifer Openshaw, Author of The Millionaire Zone and CEO, WinningAdvice.com

    “As usual, Liz cuts to the chase to provide readers with practical, easy to implement tips for living a rich life. If you follow only half of her on-the-money recommendations you’ll be exponentially better off tomorrow than you are today.”

    —Lois P. Frankel, Ph.D., Author of Nice Girls Don’t Get Rich and

    Nice Girls Don’t Get the Corner Office

    Simplify your financial life…

    now and forever!

    • By the Internet’s #1 personal finance expert, MSN’s Liz Pulliam Weston

    • Stop feeling overwhelmed by your finances: take control, the easy way!

    • Save time, avoid mistakes, and help secure your future

    Common sense. Easy solutions. Plain English. Best selling author,

    Liz Pulliam Weston, takes on the problem everyone has, and nobody talks about: the sheer hassle of managing your money! Weston offers practical guidance and easy checklists for every decision: investments, credit cards, insurance, mortgages, retirement, college savings, and more! Discover how to consolidate, delegate, and automate your finances…save time and money…and live a more rewarding, secure life!

    www.lizweston.com

    Extras

    Author's Site

    The author's website is at www.lizweston.com

    Sample Content

    Online Sample Chapter

    Easy Money: Setting Up Your Financial Life

    Downloadable Sample Chapter

    Download the chapter

    Table of Contents

                Introduction  1

    Chapter 1       Setting Up Your Financial Life  3

    Your Financial Toolkit  3

    Consider Two Checking Accounts  8

    The Right Ways to Pay Your Bills  8

    Build Your Control Panel  16

    Set Up Your Command Center  20

    Staying Up-to-Date  22

    Your Checklist  25

    Chapter 2       Take Charge of Your Spending  27

    The 60 Percent Solution  28

    The 50/30/20 Plan  31

    How Do I Prioritize My Goals?  39

    Couples and Money  41

    Your Checklist  45

    Chapter 3       Get the Most Out of Your Credit Cards  47

    If You Carry a Balance  47

    How to Find the Best Card(s)  57

    Your Checklist  60

    Chapter 4       The No-Sweat Guide to Retirement (and other) Investing  61

    How to Manage Risk  62

    Why Beating the Market Is So Tough  65

    The Three Keys to Successful Investing  66

    Why Life-Cycle and Target Maturity Funds May Be the Answer  70

    Which Account Do I Use?  73

    Coordinating Your Approach  75

    Getting Help  76

    How Much Should I Save for Retirement?  77

    Ballpark E$timate®  78

    As You Approach Retirement  83

    Your Checklist  85

    Chapter 5       The Easy Way to Save for College  87

    Why 529 College Savings Plans Rock  90

    Picking the Right College Savings Plan  92

    Prepaid Tuition Plans  93

    Your High School Game Plan  95

    What to Do If You’re Starting Late  95

    Your Checklist  97

    Chapter 6       Insurance: Protecting What You Have--And Will Have  99

    Auto Insurance  99

    Renters Insurance  103

    Condo Owners Insurance  104

    Homeowners Insurance  104

    Umbrella Liability Policies  107

    Health Insurance  107

    Disability Insurance  109

    Life Insurance  110

    Your Checklist  115

    Chapter 7       Buying Homes and Cars  117

    When You’re Ready to Buy a Home  117

    The Home-Buying Timeline  119

    Picking the Right Mortgage  121

    The Smart Way to Buy Cars  128

    Why We Overspend on Cars  129

    What to Do if You’ve Already Overspent  132

    Your Checklist  134

    Chapter 8       When You Need Help  135

    How to Find a Financial Planner  135

    When You Need a Tax Pro  138

    Working with an Estate Planning Attorney  141

    Your Checklist  144

    Chapter 9       Be a Savvy Shopper  145

    Sites Worth Paying For  145

    Price Comparison Sites  146

    Internet Shopping 101  146

    Sites to Bookmark  148

    Check for Coupons  149

    When You’re in the Market for Real Bargains  149

    A Word about Price Guarantees  150

    How to Be a Savvy Traveler  151

    When Things Go Wrong  152

    Your Checklist  156

    Chapter 10     Changing Your Uneasy Mind  157

    “The One Who Dies with the Most Toys Wins”  158

    “We’d Be Fine If Our Income Was Just a Little Higher”  159

    “I’ll Never Have Enough”  159

    “I’m Such a Loser; I’d Be So Much Farther Ahead If I Hadn’t Made So Many Mistakes with Money”  160

    “I’ll Never Understand This Money Stuff”  162

    “It’s Not My Fault”  162

    Money and Your Brain  164

    Your Checklist  166

    Chapter 11     Setting Goals, Or What Are You Doing the Rest of Your Life?  167

    Visualizing Your Ideal Life  170

    Setting the Timer  170

    The End Game  171

    What It’s All About  171

    Resources and Recommendations  175

    The Basics  175

    College  175

    Couples & Money  176

    Credit & Debt  176

    Estate Planning  177

    Investing  177

    Real Estate  178

    Retirement  178

    Savings Tips  179

    Index  181


    © Copyright Pearson Education. All rights reserved.

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